End-of-Life Planning
Planning that reflects your testimony of faith and love. We walk with you through every detail—so your family experiences peace, not pressure.
Final expense life insurance helps your loved ones cover your final expenses.
If it's hard for you to think about your funeral, imagine how hard it will be for your family to plan yours without the money to do so. A traditional funeral can easily cost more than $10,000. Add that to the medical bills and outstanding debt, and your final expenses can quickly add up.
Key features
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Guaranteed Acceptance: Permanent, whole life insurance with guaranteed acceptance for individuals ages 50-80
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No Medical Exam: You can't be turned down because of your health. The application is simple with no health questions or medical exam.
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Locked-In Premium Rates: Premiums are locked in when coverage takes effect. Your rate will never change for the life of the policy.
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Coverage: Death benefit proceeds can be used for burial, cremation, funeral services, legal fees, probate, medical bills, outstanding bills and more.
A life well lived starts here
At GiveLife, we believe life is a sacred gift—and so is the opportunity to care for those the Lord has placed in our lives. Whether you’re planning for today or preparing for tomorrow, we offer faith-centered life solutions to help you steward God’s blessings with wisdom and purpose. Download our EOL Planning Guide to learn more.
Your guide – Knowing where to start and what to ask
Sometimes it is difficult to know exactly where to start in the funeral planning process. That's exactly why our Life Solutions Advisor guides you through questions such as: What are my funeral options? How do I select a funeral director or funeral home? What goods and services should I consider?
Faith-based end-of-life Solutions that honors God, and reflects your legacy
At GiveLife, we understand that preparing for the end of life is one of the most important acts of love and stewardship you can offer your family. Rooted in faith, our end-of-life solutions provide clarity, peace, and dignity while honoring your values and beliefs. We guide you through every step with compassion, offering resources such as faith-based wills and testaments, faith-based healthcare directives, funeral pre-planning, and final expense life insurance solutions. Each service is designed to lift the burden from your loved ones and ensure your wishes are carried out with integrity, respect, and faith at the center.
Faith-based will & testament
Ensure your legacy is protected and passed on according to your faith and values. We help you create a clear, faith-centered will that provides peace of mind for you and your loved ones.
Faith-based healthcare directive
Make your healthcare wishes known in a way that reflects your Catholic faith and moral values. This directive provides guidance for loved ones and caregivers during critical medical decisions.
Pre-planning
Relieve your family of difficult decisions by planning your funeral in advance. With a faith-based approach, we help you design a service that honors your life and reflects your beliefs.
Final expense Life Insurance
Protect your family from unexpected financial burdens with affordable coverage designed to handle funeral costs, medical bills, and other final expenses with dignity and care.
The Basics
Steps for preplanning
Gather personal information
Before you begin to plan, it's important for you to consider how you want your life to be remembered.
To help you with this process, NGL offers a free Answer Book for Funerals. This guide allows you and your family to record how you would like your life to be remembered and celebrated.
Make arrangments
You can meet with a planning professional who will explain the various options available. You will decide on what type of funeral you want, what other events (if any) you would like to include and any personal touches you want. Use our Answer Book to help you plan how you want your celebration of life to be remembered.
Prefund your funeral
Lastly you will review prefunding payment options. Funeral expenses, like many other valuable services, increase over time.
By prefunding at today's prices, you can be assured that the money will be there to cover future funeral costs. We will ensure that your wishes, and assets, are protected.
Preplanning - The benefits of setting aside funding today
More and more people are making the decision to prefund their funeral arrangements. Prefunding is setting aside funds today, at today's prices, so you can be certain the money will be there to pay for your services in the future. Funeral costs, like many other valuable services, increase over time and are expected to continue to increase significantly over the next decade.
Little to no additional cost
Funeral services may be carried out at little or no additional cost to your family
Funds availability
Funds are immediately available to pay funeral costs, with no waiting period due to probate or other delays
Flexible options
Flexible payment options are available to meet your needs today
Eligible benefits
You may be eligible for full benefits even before all your payments are made
Protection against inflation
The benefit amount grows over time to help offset inflation and that growth is not taxable to you
FAQ
Frequently asked questions about final expense insurance
Final Expense Insurance is a whole life policy specifically designed to help cover end-of-life expenses like funeral costs, medical bills, and other debts. It’s an affordable, straightforward way to provide your loved ones with a financial cushion during a difficult time. Here are some frequently asked questions to help guide your end-of-life planning.
Your coverage will begin as soon as your completed application and first payment are received.
Since this is permanent life insurance, your payments will never increase. You will have lifetime protection as long as all premium payments are made on time.
GiveLife offers a Free Look Period that allows you to cancel your policy, for any reason, within 30 days of receiving it. If you are not 100% satisfied, your full refund will be promptly returned with 10 days of cancellation.
Anyone you choose. The beneficiary you designate will receive the proceeds of your policy to help cover your final expenses.
To make budgeting easier, you can choose to make payments monthly, semiannually, or annually.
Final Expense Insurance provides a graded death benefit. If death occurs during the first two years from sickness or other natural causes, your beneficiary will receive 110% of the payments paid for this coverage. If death occurs after the first two years, your beneficiary will receive the full death benefit. If death occurs as a result of an accident at any time, your beneficiary will receive the full death benefit.
Looking for guidance with our end-of-life solutions?
Get in Touch
Let GiveLife Life Solutions Advisor help guide your plans with peace, honor your values, and prepare for life’s most important moments. Contact us today to schedule a free consultation.
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Traditional Burial
Often considered a traditional funeral, this option refers to a "full-service" funeral involving a funeral director and other funeral service professionals who specialize in this area.
Design a faithful and diginified memorial funeral plan
What is End-of-Life Planning?
Preplanning involves making choices about your end-of-life celebration. This is best accomplished by working with a Life Solutions Advisor who has special training and expertise. We can assist you in creating this personalized celebration of your life.
Your story is unique… and like most people, you probably have certain ideas about how you want your life celebrated and remembered. As with all the important milestones accomplished over your lifetime, planning your end-of-life celebration should be done with careful thought. The death of a loved one is a very difficult time for everyone. Yet, during this period of grief and emotional readjustment, family members and friends are often confronted with dozens of decisions about the memorial services. By preplanning, these questions and many more will be answered in advance so your family is relieved of that burden.